If you're struggling to get your finances under control, there are plenty of advice pages and tools to help you work things out.

The Money Advice Service has a fantastic Budget Planner which can help you to manage your outgoings and work out how much money you will have left over at the end of the month.  Meanwhile, the Money Health Check can give you tips on where and how you can make savings on your monthly bills.  You can also find out how you can access independent debt advice.

Alternatively, you can contact the Money Advice Service by phone on 0300 500 5000.  Their advisors will be able to speak to you over the phone or arrange a face-to-face meeting at one of their centres in Fareham or Portsmouth.

"Your Money Your Way" is a local organisation providing free five-week family budgeting and financial capability courses in locations across Fareham and Gosport. The courses are designed to equip learners with the skills to take control of their own finances and prevent indebtedness. Further information about the courses and how to enrol can be found here.  

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